2013年07月16日

It has 1000 rooms

It has (understand this) 1000 rooms (not 10 or 100, but 1000 rooms.. mozok. insanity), including five auditoriums, a reception hall, five rehearsal studios, four restaurants (wonderful!), six theatre bars, an intensive foyer and lounge areas, sixty dressing rooms and suites, a library, an artists` lounge (more lounges) and also a canteen referred to as the "Green Room" (we used to do Green Room within senior high school around the evening of a production), administrative offices and extensive plant and machinery areas. (More or less everything equals 1000 rooms.. cheap soccer Jersey. again insanity). The property is built at the Sydney Harbour and is held by 580 concrete piers that appears to be 82 feet below sea level (that is definitely soooo cool!). While in the Concert Hall, there exists (I think) the most significant organ inside Universe. It was designed and built by Ronald Sharp (who`s Australian, needless to say. Sydney is in Australia) between 1969 and 1979. This musical beast has 10,500 pipes (holy cowwww!!!), five manual keyboards, one pedal keyboard, and 127 stops arranged in 205 ranks (don`t know very well what which means, but them some big numbers) Abercrombie&fitch jacket. Okay, since we`ve broken the ice, let`s investigate the Sydney Opera House!



Years ago inside of a country far, a long way away... there was a harbor known as the Sydney Harbor. As well as in this magical place was a fort, known as the Fort Macquarie Tram Depot. Also it wasn`t until an individual named Jorn Utzon (don`t ask me best ways to pronounce this) won a tournament that the NSW (New South Wales) Government had made (it was some international design competition to create a house with two performance halls) which the Fort Macquarie Tram Depot was demolished. The Depot was demolished in 1958. (We`ll move on to the Utzon fellow in a sec, for now, a few minutes of silence for the demolished Depot................. okay, I feel that`s enough.)



Jorn Utzon is definitely the original designer of the Sydney Opera House. He won the competition in 1956 also, the NSW Government made him the sole architect for any house. Utzon was born on April 9, 1918 in Copenhagen (April babies are awesome Tank Truck. Yes, I`m certainly an April baby. Whoo!!). He received his Diploma in Architecture from the Royal Academy of Fine Arts in 1942 along his very own office (of architecture awesomeness) in 1946. (Okay, let`s go back to Sydney.)



The Sydney Opera House`s building didn`t start until March 1959. There were many problems that Utzon along with the NSW Government faced since they created the residence. By January 23, 1961, construction was 42 weeks behind schedule (yikes!). There have been weather troubles and design/construction problems. Utzon was designing the residence as it was being built (under no circumstances a good thing) and as a result of this, the design brief kept changing. The podium columns were too weak and couldn`t retain the intricate roof top, so those needed to be rebuilt (which cost the builders considerable time). Sadly, Utzon resigned in 1966 mainly because of cost overruns as well as the changes in government. The brand new Robert Askin Government placed the making of the place below the jurisdiction with the Secretary of state for Public Works. This caused plenty of concerns and trigger street demonstrations (unhealthy). FYI: During the entire engineering on the Sydney Opera House, architects kept transforming. After Utzon`s resignation, Peter Hall, Lionel Todd, David Littlemore, plus the new NSW Government Architect (I`m assuming that is before the government changed. I`m not really really sure) Ted Farmer took charge of the making of the property. They performed the glass walls and three venues which were added since the NSW Government wanted a larger concert hall (it seems that concerts were more popular than opera... not cool). Between 1986 and 1988, Peter Hall and the new (newer) NSW Government Architect, Andrew Anderson (catchy name), worked on the land approach and the Forecourt of the house. (Okay, so we talked a lot of the architect dilemma. Let`s speak a little bit more regarding the setting up structure.)



As a result of what I have reviewed about the house, probably the most demanding piece was the roofing structure with the shells. The shell structure took eight several years to develop (wow) as well as the ceramic tiles required three years. The technical engineers with the house made a minimum of twelve iterations belonging to the shells to obtain the most economically effective one. The style of the shells was so complex which the engineers used the laptop (when it was just coming out) to analyze the dwelling on the shells. Finally a solution was found. They came up with the shells out of a niche to make them much easier to handle. We have seen controversy over who identified the remedy. For the moment, it is known that Utzon with his fantastic followers discovered the perfect solution together. The Concert Hall uses white birch plywood (also applied to pianos, I do believe) on the upper walls and hard brown wood on the lower walls, stairs, boxes, and stage platform. Having a quantity of 880,000 cubic feet (WOWW) the Hall delivers rich, full, mellow tones during concerts. (That`s exactly how you get incredible acoustics.)



A final thought, the Sydney Opera House was finally finished in 1973 and opened by Queen Elizabeth II on October 20 the exact same year. It took roughly 14 years for this house to be created.



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2013年07月11日

Although we charge about 24 percent annually for our money

Why I became a Chinese shadow banker

In the fall of 2010, as deputy head of China investment banking at UBS AG, I spoke to a group of wealthy investors in Beijing about the outlook for Chinese stocks. A rumpled, 50-something man from Hangzhou named Wang Zhigang pulled me aside afterward and asked for my advice about investing. Until then, he had made his money through curbside lending, not stocks. But, he lamented, his returns had dropped from more than 30 percent a year to a mere 23 percent. He worried about his personal fortune, which he had built up from nothing to almost 3 billion yuan (about $445 million back then).

He hardly needed my advice, I told him. “With your performance, even Ba-Fei-Te should farm out some money for you to manage!” I said,Elegant authenticmonclerjackets features in chiffon. referring to Warren Buffett’s name in Chinese.

Intrigued, I flew to Hangzhou a few days later to find out how Wang had done so well. He drove me to the Haining Leather Market to meet some of his customers. They were merchants of leather shoes, handbags and accessories. Their network was wide and close-knit, and they sold products globally through traditional channels, as well as online.

Twenty years ago, these guys would have looked like small fish to a traditional bank. Even after their businesses had grown exponentially, they couldn’t supply the kind of collateral that banks demanded. Yet these merchants needed money, and they needed it fast. So they turned for help to “shadow” bankers, like Wang.

There has been a lot of talk lately about shadow banking in China. Between curbside lenders, microcredit institutions, pawnshops, trust loans, “wealth management products” from banks and other components, this murky and unregulated financial universe is now worth an estimated $5 trillion, challenging the dominance of the traditional banking sector. Such unrestrained growth naturally worries China’s central bank, which fears that a flood of bad shadow loans could prompt a financial meltdown similar to the U.S. subprime crisis in 2008. A liquidity squeeze in June, when the central bank allowed interbank lending rates to rise to as high as 20 percent before intervening, was widely interpreted as a warning to banks to clean up their shadow portfolios.

China’s shadow bankers are easy to demonize. Like Wang, many are nicotine-stained and seemingly unsophisticated. Their methods are unorthodox, possibly even unsavory. Their loans don’t show up on any balance sheets. They look like a disaster waiting to happen.

I believe these fears are misplaced, and I should know: Eight months after my visit to Hangzhou, I became a shadow banker myself. Since 2011, I have run a microcredit firm in Guangzhou, which provides loans to thousands of small-scale entrepreneurs: florists, restaurateurs, fish farmers, vegetable growers, roadside hawkers.

Although we charge about 24 percent annually for our money, demand remains virtually unlimited. Our customers are too small and too unstable to get traditional bank loans. At the same time, because we keep our loan amounts small ― $20,000 apiece on average ― and because we have close contact with our clients, the business has proved reasonably secure. Our bad debts have not strayed above 5 percent since the firm was founded five years ago.

This month,Professional Replica Watches UK online shop. We provide hermesbelt, Replica Rolex watches for you. I visited Wang in Hangzhou again. A few borrowers had defaulted in recent months, he told me, but unlike some of his competitors, he had been “extremely lucky.” He was scrupulous about only lending to clients and businesses he knew well, and years of experience had given him a good eye.

“This is my hard-earned money; I have to be careful,” he told me. “My family was dirt-poor when I was a child. I am just so afraid of becoming poor again.” Wang’s fortune had almost doubled since I had last seen him.

One cannot defend a $5 trillion industry with a couple of examples. Two of Wang’s colleagues had been wiped out in the last year after large borrowers defaulted. Several other informal lenders in Hangzhou had ended up behind bars after disgruntled investors accused them of fraud. In recent weeks, news reports have described mass bankruptcies among small businesses that had borrowed heavily from shadow banks at exorbitant rates.

But neither should one condemn all of shadow banking because of stories like these. Shadow banking is well diversified, and serves a legitimate customer base.Shop the Latest menhoodies. By and large, it has much lower leverage than banks or corporate China. Losses at shadow banks are often absorbed by entrepreneurs themselves, without affecting the taxpayer.

Even the “wealth management products” offered by regular banks are not to be feared, because they are just deposits, pure and simple, whatever the theoretical distinctions. I buy them myself.

Certainly, the sector could stand to be brought under greater supervision. But many of the regulations already in place are vague and unreasonable. Authorities have never clearly defined something as fundamental as what constitutes “illegal fundraising.” Microcredit operations, like ours,A bikesaddle is a style that many are using now! are allowed to borrow from no more than two banks for any more than 50 percent of their equity capital. Why only two banks? Why only 50 percent? These restrictions are arbitrary, and they severely limit our ability to lend to underprivileged customers.

The government and the media are scapegoating the wrong culprit.We invite you to experience choose pnikeairshoes for you. Shadow banking has flourished in China for one simple reason: financial repression. By keeping interest rates artificially low, authorities have forced savers to search for more lucrative financial products. By favoring banks ― which, in turn, favor state-owned or well-connected private-sector companies with loans ― they have forced small enterprises to seek out people like me and Wang.

Meanwhile, projects that might look sketchy at 9 percent interest rates suddenly look feasible at 6 percent. Under such conditions, traditional banks have steadily lowered their lending standards ― from prime loans to subprime and then to simply silly loans.

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Though to be fair crocs are probably quite useful

I have a new pair of shoes!

Ordinarily I don't get excited about shoes, as long as they cover my feet and are comfortable.

But these are really comfortable. I went up to the Mall of America and thought maybe I'd just pick up some shoes when I got there. There was a big shoe store having a sale, and I'm terribly sorry I've forgotten the name or I'd give them a plug too.

What I was looking for was a pair of street hikers. A long time ago I had a pair I loved with that name, though an Internet search seems to indicate it's not a brand but a kind of shoe. I need a shoe that's comfortable for walking on pavement, with off-road capability.

And they've got to look if not dressy then at least acceptable enough to walk into an office in.

That describes my dress requirements in genTop 10 Hairstyles For authenticjackets.eral. I'm not like the late Robert Novak who always wore top-dollar suits to work because he might be called into a TV studio at any time. As a journalist in a rural agricultural area I have dress well enough to walk into someone's office for an interview - but practical enough to go walking across someone's field on a soggy day.

And of course when dressing for a Minnesota winter, warm trumps everything.Choose from a wide range of authenticguccihandbags, shoulder bags and clutch bags from top brands.

What I found was CAT - as in the Caterpillar tractor company. They're advertised as work boots/shoes but I found a pair of brown leather low tops that aren't out of place in an office casual environment.

Better still, they've got shoe laces that actually stay tied.

How did these durn nylon laces become standard? You know, the kind you have to tie in a bow, then double-knot and they still come untied?

These appear to be some kind of synthetic, but woven in such a way they actually keep a knot in them.Our Michael Kors handbags outlet supply cheap designer and new bossbelt for you.

It's a lot easier to face the day wearing comfortable shoes whose laces stay tied.

The weirdest thing about this poll about what shoes men find the least attractive is not that the gentleman folk polled would prefer us ladies to be shod in crocs rather than wedges. Well, actually that is weird because crocs are almost comically ugly.

Though to be fair crocs are probably quite useful and comfortable and they certainly don’t make one look like they are trying too hard. I’ve read enough women’s – and indeed men’s - magazines to know that men like women to look comfortable (yet hot), not be too ‘done’ (but still look hot), wear nothing too weird but still have individual style, to be healthy (but like, hot healthy) to be ‘classy’ but not 'stuck up' and they really hate it when we wear uncomfortable shoes because complaining. Complaining is not hot. Neither are wedge shoes apparently. Or kitten heels. But actually I’m not going to defend the kitten heel because I really don’t see the point of them.

Anyway, the weirdest thing about this poll is that it and the dozens of its ilk that have existed since Adam probably told Eve her leaf skirt was too short and then penned a lightly humorous yet deadly serious article called ‘Yes, He Hates Your Sneaker Wedges ...White Strapless womenhandbags2012 with Full A-line Skirt. the Surprising Truth About What He Really Wants You to Wear” – is that we’re still reading them.

In a recent interview for UK newspaper The Guardian, Ellen Page (thank you Ellen Page for removing the Sad Susan Sarandon ‘I’m not a feminist’ residue from our mouths) said that she is most definitely a feminist. What’s more, she spoke about one of the key problems in Hollywood - and let’s be real here, it’s one in a laundry list that includes offensive stereotyping, that men get to be the romantic interests forever and women become ‘the mum’ after 30 and Katherine Heigl movies-was that women were expected to dress,Kate Bosworth hasn't bought her burberryhandbags yet. and indeed exist, for men.
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"If you're a girl and you don't fit the very specific vision of what a girl should be, which is always from a man's perspective, then you're a little bit at a loss,” she said.

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